LUCIA replaces your patchwork of underwriting tools, portfolio trackers, and Excel workbooks with one AI-native platform for private credit origination, portfolio monitoring, and loan operations.
The Status Quo
Your AI report tool can't talk to your portfolio system. Every new deal starts with 100+ files downloaded from one platform, uploaded to another.
Monthly financials arrive via email, get filed manually, and sit in a $49K/year repository that can't analyze them.
Revenue-based payment calculations live in a personal Excel workbook. Billing statements are copy-pasted into emails.
Sound familiar? You're paying $63,000+/year for tools that don't communicate — and still doing the math in Excel.
The Platform
Everything connected — from the first data room upload to the last billing statement.
Upload a data room. Get a credit memo with charts, gap analysis, and follow-up questions in minutes — not days.
Borrowers submit directly. Financials update reports automatically. Covenants are monitored in real time.
Revenue-based financing calculated automatically. Billing statements generated and sent without touching a spreadsheet.
How It Works
Upload the data room. LUCIA screens against your credit policy, generates the initial credit memo with inline charts, and flags what's missing — complete with a prioritized follow-up question list for the founder call.
Borrowers submit monthly financials through their portal. Reports update automatically. Covenants are tracked in real time with cushion alerts. You get a pre-call briefing before every borrower conversation.
Revenue comes in. Payment splits are calculated — royalty, interest, principal — automatically. Billing statements go out. Your Excel workbook retires.
By the Numbers
Who It's For
Security & Compliance
See LUCIA handle a complete deal — from data room upload to credit memo to payment calculation — in one demo.