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Credit Screening Results

Vendara — Policy Comparison
CONDITIONAL
Marketplace Lending Policy v1.3
Screened on May 13, 2026 by Elena Park
68
LUCIA Credit Score
Criteria Threshold Actual Value Result Weight
Failed Criteria
    AI Recommendation
    Request additional data on buyer retention metrics and net margin improvement plan. Schedule founder call to discuss path to full qualification. Consider a conditional term sheet with margin improvement covenants.